Brief Description of Activities

         The Lead bank Scheme was introduced by Reserve bank of India in 1969 which aims at coordinating the activities of banks and other Departmental Agencies through various fora in order to achieve the objective of enhancing the flow of bank finance to priority sector and other sector and to promote bank’s role in overall development of rural sector. The responsibility of Lead bank Scheme is assigned to a particular bank of the district which is mentioned as Lead bank and in Birbhum it has been assigned to UCO BANK. The Lead bank is to assume the leadership role for coordinating the efforts of all the Credit Institutions operating in the District and the Government Departments.

           To have effective coordination and monitoring, Lead District Manager , the Head of the Lead Bank Scheme  holding meetings at Block level named as BLBC (Block Level banker’s Committee) meeting, at District level DCC (District Consultative Committee) meeting & DLRC (District Level Review Committee) meeting under the Chairmanship of District Magistrate.

             The LDM in collaboration with NABARD is preparing Potential Linked Credit Plan keeping in mind the need of the District for all round development and its implementation through credit flow to the projected sectors.

Lead Bank scheme directs for inclusive growth and financial inclusion and accordingly Bank branches are exclusively focused on SHG-bank likage, extending credit to farming community through Kisan Credit Card and undertake schemes under MSME. Side by side bankers are involved in Financial Literacy for sustainable growth of the rural masses.

          For providing “Credit Plus”activities like skill and capacity building for the rural masses, Financial Literacy Centres and RSETI  are effectively working in the District.

Organisational Structure

Citizen Centric Activities :

a. Issues to facilitate enablers’ and  remove/ minimise impeders’ for banking development for inclusive growth.
b. Scaling up financial literacy efforts to achieve financial inclusion.
c. Flow of credit to priority sector and weaker section of the Society.
d. Review of relief measures ( in case of natural calamities)
e. Participation and distribution of benefits under “KANYA SREE” Prakalpa/ Old Age Pension/ Handicap pensions/School student Stipend/ Minority Stipends.
f.  Take steps to complete account opening and  Aadhaar  seeding in all DBT accounts.

Developmental Activities:
a. Ensuring credit flow to the various Projects under implementation in the District
b. Road map for opening of banking outlets in Unbanked GPs
c. Road map for opening of bank Branches in unbanked villages with population 5000plus.
Engagement of Business Correspondence ( Bank Mitra) in the Sub-Service Area of the remote rural unbanked area to provide door step banking facility

Banking Network in the District:

Total Number of Banking Outlets

(including Branch/Business Correspondence/ Bank Mitra/CSP):  1419

Out of which Bank Branches:                288

ATM  service:                                        226

Out of 167 Gram Panchyats, 147 covered with bank Branch.

 Success Story (if any) with pictures:

The District at the call of Prime Minister enrolled 100% inclusion in Bank account under Pradhan Mantri Jan Dhan Yojana (PMJDY) covering all 2478 Villages with 8.18 lacs  family .

District Contact Details

Lead  Bank Office: C/O UCO Bank, Suri Branch, Netaji Subhas Road, Suri, Birbhum

Telephone: 03462-255577

Sri D.N.Thakur, Lead District Manager

Sri B.J.Gupta : Deputy Lead District Manager